Private wealth
One architecture.
From one person to a family.
Wealth outlives its owner.
Holding a Vault Card is not the same as inheriting the wealth. Legal authority, identity and policy remain required. Legal review required by jurisdiction.
Legacy / estate
Succession is policy + law—not metal possession
Executor authority
Where selected and legally valid.
Trustee authority
Governed access under trust instruments.
Beneficiary policy
Staged succession and family governance patterns.
Incapacity
Pre-defined elevated paths—jurisdiction dependent.
Recovery tiers for wealth
Tier 1
Daily Card
Ordinary transactional authority for everyday use.
Tier 2
Vault Card
Recovery and elevated authority—distinct and policy-governed, never an unrestricted duplicate.
Tier 3
Approved Recovery Factors
Identity re-establishment with policy and waiting period.
Tier 4
Threshold / Institutional Recovery
Multiple independent parties for high-value portfolios.
Tier 5
Legal / Estate Process
Executor or trustee authority where selected and legally valid. Legal review required by jurisdiction.
Wealth outlives its owner
Talk with Keyra about recovery and succession architecture—subject to counsel.